The Capital You Need. Now.

Apply Today for a Working Capital Advance

  • No Collateral Required 
  • Bad Credit = No Problem
  • Cash as Fast as 24 Hours


Application Process

Our secure, online application process just takes 10 minutes to complete.



Cash in your bank account as fast as 24 hours.



Clear, easy to understand terms and no hidden or monthly fees.

APS Works With a Direct Funder

We offer Capital Advances ranging from $2,500 - $250,000

  • 3 months in business
  • Gross revenues of $5,000/month
  • No credit score requirement
  • No excluded industries

A customized, flexible alternative to a fixed payment business loan.

Working Capital

Cash Buoy provides working capital based upon your future sales.

Self Adjusting Payments

If sales decrease, payments do as well, helping you navigate the business cycle.

Fixed Percentages

Payback terms are set at a fixed percentage of your business’ sales.

 No Credit Card Sales = No Problem

 Ask about our daily/weekly ACH option

What Our Customers Say